Applications not submitted online must be copied to the Police and served on them at the same time as when the application is submitted to the licensing authority. In all cases, the licence holder must also notify the outgoing DPS unless there was no DPS named on the licence previously that an application has been submitted, and must advise whether or not the application is to take effect immediately or upon another date.
Failure to submit the correct documentation with your application, to serve copies of your application to the Police where the application is not submitted online , or the outgoing DPS, will result in a delay in processing your application while you validate your application, and your application may be rejected outright.
Only the Police may comment on an application to change a DPS. The consultation period is 14 days. It is possible for a DPS application to take immediate effect, meaning that the new DPS is to treated as being named on the licence as soon as the application is served and is validated. Submit your repayment request Once you're happy with your repayment request, we'll ask you to review and submit it.
Your landlord or letting agent will review your request Your landlord or letting agent will receive an email with a link to log in and review your repayment request. If your landlord or letting agent is happy with your repayment request.
If your landlord or letting agent isn't happy with your repayment request. You are therefore required to complete the Health Declaration if you have serious pre-existing illness that existed before the commencement date of your DPS policy, and you have not declared the illness to your insurer previously.
However, if your DPS policy commenced before 17 September , that is, before the privatisation of the DPS, you are not required to submit any health declaration. To clarify, the commencement date does not refer to the date at which your policy is transitioned to Great Eastern Life. For example, if your policy had commenced with NTUC Income on 15 February , this date is your policy commencement date.
Please click here for more information on the examples of serious pre-existing illnesses that may affect your cover eligibility. Do I need to declare my health to be covered under DPS? Yes, the eligibility for a DPS cover is subject to you being in good health when your policy commences. As with any life insurance, DPS cover may be declined or deferred if a member has serious pre-existing illnesses.
This underwriting practice is necessary to ensure that the scheme remains viable and the premiums are kept affordable for all insured members. The DPS insurer will not consider claims from a member who has serious pre-existing illnesses or has given false or misleading statements or withheld relevant information in the health declaration. How much do I need to pay to be covered under the new DPS from 1 April , as opposed to the existing premium structure?
The amount of premium you need to pay for a DPS cover depends on your age at your last birthday. Do I need to apply for the higher sum assured? You are not required to take any action as the increase in sum assured will be automatically extended to you from 1 April onwards. However, the new premium rates payable for a DPS cover will only be reflected in your next policy renewal after 1 April Do I need to terminate the cover and apply to Great Eastern Life again?
You are not required to take any action at this point in time. The increased sum assured under the enhanced DPS scheme is effective from 1 April I am above 60 and my DPS cover has expired before 1 April Will DPS be automatically extended to me from 1 April ?
No, your DPS cover will not be renewed automatically. Your application will be assessed based on your health condition at the point of application. Will it be brought forward to the new DPS policy? Click here to download the Proposal Form and return the completed form to us, or b. Get in touch with your Financial Representative, or c. A renewal notification will be sent to you 30 days before your renewal date.
You have a grace period of 60 days from the renewal date to make payment. If the deduction date falls on a Sunday or Public Holiday, the deduction will be made on the prior working day.
Payment via other methods You may choose to make payments via alternative payment methods such e-banking, AXS, cash or cheque within 60 days from the policy renewal date.
If you had previously opted out and you wish to re-join the scheme, please click here. If your policy had lapsed and you wish to reinstate it, please click here. If no premium is received from you after 60 days from the renewal date, the policy will lapse. Reinstatement of policy is subject to satisfactory health underwriting. If partial premium is deducted from your CPF account, a partial deduction notification will be sent to you.
If you wish to continue to be insured at the reduced sum assured, no action is required from you. Clearly you need to give sufficient time for the tenant to respond because if they respond then it will follow the usual procedure agreement or dispute. If the tenant fails to respond within a reasonable time and I suggest around 14 days , then they will become absent or un-cooperative.
If the tenant is un-cooperative and fails to respond, then the procedures as laid out in Schedule 10, Housing Act take effect which allows for a single claim to be made.
Hi, I am not sure what to do. I was renting with my brother. I paid the deposit, but as he was the lead tenant the deposit had to go in his name. He moved out of the property before me, leaving me as the lead tenant, in effect. This was not put in a new contract though.
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